179 total
Thats is such an amazing idea. I just got my order yesterday, and it is awesome. Super nice quality, everything looking gorgeous and was packed super safe. Im more than happy, don't have to spend time browsing shops to get all the things kitchen.
I highly recommend their kitchen boxes !
Date of experience: March 10, 2023
If you believe your home value will appreciate well, then Noah is a great choice. We did a lot of research on other companies (Unison and Unlock) and decided to go with Noah because of their 18% APR cap. Especially, if you live in the area where market is doing great, it is a great idea to go with Noah since maximum money they will take from you is the money you borrow plus 18% interest per year.
We are very grateful for Sang's professionalism, timeliness, and efficient communication. She is a real gem.
Date of experience: December 22, 2021
Noah was fantastic! As advertised, fast, efficient, knowledgeable. My rep Julieta kept me informed along the way, no surprises, understood my goals and worked with me to get funded all well-within the 30-day window I needed from start to finish. For my situation, long in real estate assets, short on cash, challenging credit score/situation this solution was ideal. Compared with traditional lenders these folks ‘get it’ and know how to get things done.
Date of experience: July 01, 2021
Their website sucks. I had to use 3 different email addresses bc the page kept refreshing and it would make me start over—but I couldn’t use my email address OR log in with my email address. Super irritating. Other than that they seem legit and like they’ll be able to help us access some of our equity. Just don’t try to apply on mobile while uploading documents etc; it turns into a mess.
Date of experience: April 21, 2021
I am still working through the process. I am happy thus far but feel that a better job can be done presenting what is ultimately a 'new' finance/funding tool. There may be some anxiety from the end of the borrower- perhaps a nice case study to read through. Some different scenarios what ifs- and how they would play out. The Story on the web page helps. It is compelling and for a 1099 worker it is refreshing to find something out there for people with unique tax and income situations
Date of experience: March 30, 2021
I gave my attorney the closing documents for review and he advised to avoid Noah...Then I reviewed Noah and a competitor's closing documents carefully...the closing docs were very similar...Noah gave me a higher appraisal and therefore a better investment amount...the CEO got involved and resolved an issue I had...the team communicated with me to my satisfaction...I chose to Noah...I only hope that when we have to conclude the option that the estimates and calculations compare with equity for both parties...
Date of experience: February 19, 2022
Felt like my time was wasted. Was told to go through the entire application process only to get denied when they already knew the debt to value on the home. Don't see any benefit to using a service with the same qualifications as a standard refinance.
Date of experience: March 15, 2021
Reply from Noah
Hi Blue, thanks for taking the time to leave a review. Our goal is to be upfront and transparent about the funding we may be able to provide during the pre-qualification process, and we understand how frustrated you must be that we couldn’t deliver on that for you. Again, we’re so sorry that we aren’t able to approve you at this time.
Excellent service. Great communication. They did everything they said they would do. No surprises. We were able to read all the closing documents prior to closing. They provided a service that no conventional lender can, especially since to qualify in today's lending world is a nightmare! Thank you NOAH!!!
Date of experience: October 03, 2020
Noah represented their professionalism in such a way, that amazed me, their service impacable, they focus on handling issues in the minute.
Contacts were easy, either by phone or emails. Working with Sang and her team was a pleasure. I highly recommend Noah for your financial needs.
Date of experience: November 06, 2021
I believe every application is unique and Julieta is a great person to work with. The process was easy and Julieta was quick to address any upcoming issues. Noah by far is the best of its kind. I cannot thank you enough. For anyone looking for a similar loan/investor NOAH and Julieta is who you should contact. Transaction was quick and easy.
Date of experience: December 22, 2021
This relatively new financing option can work well, for individuals who can take out a reverse mortgage, but for various reasons, choose not to. In my case I took a $100k option, paid off all my loans, painted inside, and out, put in a new kitchen and remodeled a bath, and still had funds left over.
I used the remainder for improving the stock in my business, and I can pay off this equity share, at 10 years, or less, plus equity gain/loss.
I think the real benefit of this type of asset share is you maintain control of your house, have money to maintain it, and have options at the end.
Date of experience: March 18, 2020
Reply from Noah
Hi Martin, thanks so much for taking the time to leave a review - this is an excellent overview of the benefits of home equity sharing. We're looking forward to partnering with you for years to come!
We had an amazing experience with Noah. Julieta our advisor kept us informed every step of the way and answered all of our questions. The process was organized, efficient and done quickly. We appreciated that we had this option to partner with Noah to accomplish our home refurbishment goals. Thank you!
Date of experience: May 17, 2021
Our experience to date is very positive. We spoke with Sang and she was very helpful, courteous and knowledgeable. We are going to wait till next year to complete our transaction with Noah because of personal reasons, but we will look forward to the process with Sang next year. Thank you..
Date of experience: September 28, 2021
Working with Noah and spruce has truly been the worst business experience of my lifetime. It is an absolute marvel at the level of incompetence, misinformation and out right lying that has taken place. In the past, I have dealt with point, and had a marvelous experience. Dealing with Noah is completely opposite. However if you are in need of missed commitments or constant apologies, Noah is your company.
Date of experience: October 15, 2020
Reply from Noah
Hi Ralph, thanks for taking the time to write a review. We absolutely agree that your signing experience fell short of expectations, and we’re reconsidering working with this title company because of your experience. Thank you again for being a Noah customer – if there’s anything else we can do to be helpful now that you’ve received your funding, please don’t hesitate to give us a call at 415.578.6515.
Julieta Esparza did a wonderful job, and all of the support services were great. I qualified for a loan with Noah after being
turned down for a reverse mortgage, after
3 months of gyrations. It took approximately 1 month Noah. I am 78, and wanted to stay in my home, it was getting difficult on my retirement income. So the equity loan allowed me to stay. 10 years of equivalent rent in this neighborhood, would have cost me
$360,000.
Date of experience: April 01, 2021
This was a phenomenal experience! Working with my agent Sang was care-free and expedient. She was extremely knowledgeable and was always available to answer questions and point me in the right direction so we could get this deal done. As a concept for helping people out financially, I can't say enough about how Noah was able to give me a chance to get out of my bad financial situation due to the Pandemic, and back on my feet and moving forward. Thank you, thank you, thank you from the bottom of my heart, you not only helped me but my family as well.
Date of experience: July 07, 2021
Franco was fantastic with his follow ups. Gave me updates even if we were waiting on items. He always called first to explain what he needed from me before just sending an email. Obviously I was a little nervous but the entire team was available during the closing when I had questions as well. It was a great experience overall. Thank you to the Noah team.
Date of experience: July 28, 2020
Gotta give them 5 stars because that’s what they need to get their raises and such. You gotta. Worker solidarity.
Process was relatively easy. They were quite responsive. A few times I had to show them where I had already uploaded a document they said I needed, but when the error was pointed out they quickly found the documents and got me on my way. Signing of documents was easy to arrange, and the funding was super fast. Def recommend if you’re in a crazy housing market and already own a house that keeps adding value/equity :)
Date of experience: May 28, 2021
I was absolutely amazed with the speedy turn-around of my application. I applied online on December 10 and closed on December 30. It would have taken less than 20 days if not for the Christmas holidays.
It was great that my home advisor, Sang, was also a senior underwriter and she kept in touch almost everyday, giving me updates during the whole process from application thru closing, making sure that all my questions and concerns were taken care of.
The closing process itself went very smoothly, thanks to Brandi, the real estate closer. She arranged for the notary to come to my house for the signing in the evening, made it really convenient for me as that was the only time I was available.
Sang, Brandi and the Noah team are awesome!!!
Date of experience: January 17, 2022
Noah requires as much documentation as a HELOC or 2nd. mortgage lender.
Better off to simply apply for a HELOC and avoid giving a large amount to a shared equity lender like Noah.
Date of experience: March 16, 2022
